Now HDFC Bank Personal Loan is available for the customers. Now HDFC Bank offers Instant Personal loans up to 40 lakhs for its customers with the lowest interest rate and minimal required documents. You can apply online for instant personal loans at HDFC Bank without going anywhere.
HDFC Bank gives personal loans to its customers with the lowest interest rate of starting from 10.50% per annum. As well as it gives enough time to repay the loan amount. Currently, HDFC Bank gives 84 months to repay this personal loan amount in many more small EMIs. If you need an instant personal loan at the lowest interest rate then you should look at the HDFC Bank once.
HDFC Bank Personal Loan Features & Benefits
There are some main features and benefits of HDFC Bank Personal loan. Here I have given the some core features of HDFC Personal Loan in the lists:
- HDFC Bank offers massive personal loan of up to 40 lakhs.
- Instant Loan Disbursal
- Minimum Paperworks
- You Can convert your loan in lower and Small EMIs.
- Special Interest Rate For Government Employees.
- Lower Interest Rates starting from 10.50% per annum.
- Online Simple and Easy Process.
Eligibility Criteria For HDFC Bank Instant Personal Loan
If you want to take an instant personal loan from the HDFC Bank. First of all, you need to full fill the HDFC Bank Eligibility Criteria. If you fulfill the HDFC Bank Loan eligibility criteria then you will be able to apply. Here I have given some important eligibility criteria for an Instant Personal Loan in HDFC Bank:
- Your Age should be between 21 to 60 years.
- You should be an employee at Private or public limited companies.
- You should have a Government job including PSUs.
- Your Monthly income should be at least 25,000 per month.
- You should be working in your company for at least two years.
HDFC Bank has also launched its personal loan eligibility checker tool. You can check your eligibility for HDFC Bank Personal loan from the official website of HDFC Bank.
Read Next- You Need to know Everything about the Axis Bank Personal Loan.
Required Documents For HDFC Personal Loans
HDFC Bank asks few documents for an Instant personal loan. Here I have given the list of documents that is required for HDFC Personal Loan:
- Identity Proof or address proof such as Aadhar Card, Voter ID Card, Passport, Driving License, etc.
- Last three Months Bank statement.
- Passbook with Previous Six months statements.
- Latest Form 16
- Last Two Salary Slip.
HDFC Bank Personal Loan Interest Rates
Interest Rate is the most important things that you need to check before taking any loans from the any banks. HDFC Bank takes lower interest rates on its Instant Personal loans that starts from 10.50% and goes up to 24% per annum. But it is important to note that this loan interest can vary according to your loan amount, loan repayment time, EMIs, and Most important your Credit Score. Your Credit Score plays most important role.
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How To Apply For HDFC Bank Personal Loan?
It is very easy and simple to apply for HDFC Bank Personal Loan. You can apply HDFC Personal loan online from the official website of HDFC Bank. TO Apply for Instant personal loan from the HDFC Bank, kindly follow the given process step by step below:
- First of all, Go to the official portal of HDFC Bank that is hdfcbank.com/.
- Now discover the Personal Loan under the Borrow Section of Primary Menu. And click on the Personal Loan Option.
- As you click on the Personal Loan option, A new page of Personal loan will open in front of you, there you will see the important information including interest rates, required documents, and other information. As well as you will see the option of Apply Online.
- Now Click on the Apply Online option. And then you need to enter your personal details.
- Now Select your occupation like you are a self-employee or a Salaried person.
- After that enter your Mobile Number, Date of Birth, and accept the terms and conditions box. and then go ahead.
- After that, you will have to complete the two process- submit your personal details, choose your loan amount, and then submit and receive. And after that, you application will be submitted to HDFC Bank.
If you are unable to apply online for HDFC Bank Personal Loan, You can contact the HDFC Bank Loan customer support team. The HDFC Bank Loan customer care helpline number is 1800 1600 / 1800 2600/. call to this number and they will help you to complete your loan application.
Read Next: Check Your HDFC Bank Personal Loan Application Status online in a few seconds.
Conclusion
Hello my dear readers. Today in this article I have given complete information about the HDFC Bank Personal Loan including eligibility criteria, Required documents, Benefits and features, and apply online process. I hope this article will help you to apply HDFC Personal Loan. If this is helpful for you, you should share this article with your friends. Thank You.
She is a professional writer, SEO Specialist, and Editor. She has completed her MBA in Marketing and Finance and now working at StatusCheck.co.in as a senior writer and editor. She has more than ten years of experience in Personal Finance, Marketing, article writing, and Banking Serices. She is able to describe and teach deeply about Personal Finance, and Banking Services to our readers. So We hope you all enjoy her articles.